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Defensive Driving Classes
Christel Caputo of the Steven McCarty Agency offers defensive driving and boating safety courses through the New York State DMV recognized Empire Safety Council (www.empiresafetycouncil.com).

Empire Safety Council's (ESC) extensive research sets it apart from all other sponsor's and documents both a reduction in vehicle accidents and traffic citations for the highest overall effective rate in driver safety education. ESC has in fact, demonstrated up to 18.2% reduction for traffic accidents and 57.3% reduction in repeat traffic offenses. As an approved sponsor ESC's defensive driving course is recognized by all New York State Insurance Companies.

Benefits for the Individual Driver:
By Law, New York drivers who take and complete a six hour defensive driving course (DDC):
  • save 10% on all their vehicle liability, collision, and personal injury protection (PIP) insurance premiums for THREE YEARS
  • may reduce up to FOUR POINTS on their driving record, every 18 months.


  • Classes held monthly at our Floral Park office. Call for monthly defensive driving dates and times. Registration fee $20/ Class tuition $30

    Benefits for Businesses
    Empire Safety Council's Defensive Driving Workshop is a fast, easy and inexpensive way to provide employees with a proven effective driver safety program.

  • On-site instructor-led workshops may be conveniently scheduled for day, evening or weekend classes.
  • There are no start-up costs because tuition may be paid by the employees or you may offer it as an employee benefit.
  • As an official DDC Sponsor, ESC has demonstrated to the satisfaction of the division of motor vehicle services that completion of its DDC course results in both reducing accidents and a reduction in repeat traffic offences.


  • Contact Christel Caputo to customize a class for your business. mailto:ccaputo@scmagency.com or (516) 326-3580

    Benefits for Adult Education/ Community Education Providers
    Empire Safety Council's Defensive Driving Course and Boaters Safety Course are approved community/adult education courses currently being offered in many school districts throughout New York.
  • on-site safety courses to the general public and raise funds for community/adult programs.
  • state specific and based on student participation and interaction; not simply another boring, national lecture program.
  • There is no formal testing



  • Contact Christel Caputo to customize a class for your adult/community education program. ccaputo@scmagency.com or (516) 326-3580

    Benefits for Non-Profit Organizations
    Offer on-site safety courses to other organizations or to the general public. You provide the site and Empire Safety Council will provide the instructor or instructor training and necessary materials.
  • Perform a service for your community and raise funds.
  • Companies and service organizations who offer this prestigious education service receive recognition from customers, employees and the local community by announcing your partnership in helping to reduce accidents, deaths, and injuries on our highways


  • Contact Christel Caputo to customize a class for your organization. ccaputo@scmagency.com or (516) 326-3580

    Boating Safety Courses
    Forms & Documents SCM Agency Network Defensive Driving Pay Your Bill Online
    Steven McCarty Agency Inc.
    99 Tulip Avenue, Suite 301 - Floral Park, NY 11001
    Phone: 516-326-3580 - Fax: 516-326-3585
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